Vesting and Forfeiture Rules
Defined benefit plans like the Asmoc Pension Plan often have a vesting schedule, meaning that a participant must work for the company a certain number of years before the pension vests. If a participant isn’t fully vested at the time of divorce, the alternate payee could receive nothing unless the QDRO is drafted to account for later vesting.
We recommend including conditional clauses in the order that specify how benefits are to be calculated if vesting occurs after divorce.

