Introduction
Dividing retirement assets like the Burrelles Information Services, LLC 401(k) Plan in a divorce isn’t just about fairness—it’s about doing things by the book. A Qualified Domestic Relations Order (QDRO) is required to officially split a 401(k) plan between spouses, and doing it correctly can save both time and money. At PeacockQDROs, we’ve completed thousands of QDROs from start to finish. That means we don’t just draft the order and leave you to figure out the rest. We handle the drafting, preapproval (if applicable), court filing, submission, and follow-up with the plan administrator. That’s what sets us apart from firms that only prepare the document and hand it off to you.
This article equips you with a plan-specific roadmap to successfully divide the Burrelles Information Services, LLC 401(k) Plan through a QDRO—and avoid common pitfalls along the way.
Plan-Specific Details for the Burrelles Information Services, LLC 401(k) Plan
- Plan Name: Burrelles Information Services, LLC 401(k) Plan
- Sponsor: Burrelles information services, LLC 401(k) plan
- Plan Number: Unknown
- EIN: Unknown
- Address: 1200 Morris Turnpike, Suite 3005
- Effective Date: Unknown
- Plan Status: Active
- Organization Type: Business Entity
- Industry: General Business
- Participants: Unknown
- Plan Year: Unknown to Unknown
- Assets: Unknown
Although limited information is available about the plan’s EIN, plan number, and participant base, the plan is active and sponsored by a business entity in the General Business sector. These factors still allow for proper QDRO drafting and submission once the required documentation is provided.
Why You Need a QDRO for the Burrelles Information Services, LLC 401(k) Plan
Federal law requires a QDRO to divide a 401(k) plan between spouses in a divorce. Even if your divorce decree clearly states how the plan should be split, the plan administrator will not recognize the transfer without a QDRO. This means:
- You’re not entitled to receive your share until a QDRO is drafted and accepted.
- You could miss out on market gains during delays.
- Improper wording or missed provisions can lead to rejection or unnecessary tax consequences.
Submitting a QDRO tailored to the Burrelles Information Services, LLC 401(k) Plan is essential for protecting your share and avoiding delays.
Key Components of a QDRO for This 401(k) Plan
Employee and Employer Contributions
401(k) plans consist of employee deferrals and sometimes employer-matching or discretionary contributions. A judge may award either a flat dollar amount or a percentage of the account. The QDRO must specify whether the division includes only vested funds or future contributions as well.
Vesting and Forfeitures
Any unvested employer contributions can be forfeited if the employee leaves the company before full vesting. In dividing the Burrelles Information Services, LLC 401(k) Plan, be sure the QDRO accurately reflects:
- Only the vested balance as of the date of division
- Whether the alternate payee is entitled to gains/losses on those amounts
If employer contributions were not fully vested on the valuation date, the Plan Administrator may forfeit the non-vested portion during distribution.
Outstanding Loan Balances
Some participants have loans against their 401(k). QDROs must address how those loan balances impact the division. You can structure the QDRO to:
- Include the loan amount in the account value to calculate the marital portion
- Exclude the loan and divide only the net balance
Each approach affects the share the alternate payee receives. Be aware: the participant is still solely responsible for repaying the loan—alternate payees don’t assume that debt.
Roth vs. Traditional 401(k) Balances
The Burrelles Information Services, LLC 401(k) Plan may have both traditional pre-tax and Roth after-tax components. QDROs must clearly distinguish which type(s) of funds are being divided. Mixing pre-tax and post-tax without clarification can create tax reporting confusion and financial headaches.
QDRO Drafting Tips for the Burrelles Information Services, LLC 401(k) Plan
Use Plan Terms and Deadlines
Even though key plan data like the EIN and plan number are not publicly available, you will still need to obtain this information before submitting the QDRO. The plan administrator—Burrelles information services, LLC 401(k) plan—may have specific requirements for QDRO approval based on its service provider or recordkeeper.
Preapprovals (If Applicable)
Some plan administrators allow for QDRO preapproval before court filing, saving time and reducing the risk of rejection. Whenever possible, take advantage of this step.
Submit with Supporting Documents
When submitting the QDRO to the plan administrator, include:
- The final court-certified QDRO
- The underlying divorce decree or marital settlement agreement if required
- Social Security numbers and contact details for both parties (often required on a separate form)
Incomplete submissions are a common reason for delay. Read our guide to common QDRO mistakes to avoid similar problems.
How PeacockQDROs Can Help with Your Burrelles Information Services, LLC 401(k) Plan QDRO
At PeacockQDROs, we handle everything from start to finish. Our team manages:
- Initial QDRO drafting tailored to your agreement and this specific plan
- Preapproval process if offered by the plan
- Court filing and obtaining judge’s signature
- Submission to the plan administrator
- Ongoing follow-up until the division is approved and processed
We maintain near-perfect reviews and pride ourselves on a track record of doing things the right way. Every QDRO is customized to the details of your plan and your specific divorce judgment.
Learn more: QDRO services from PeacockQDROs
Have questions? Reach out to our QDRO team
How Long Will It Take?
One of the most common questions we get is: “How long does a QDRO take?” It depends on several factors—some within your control, others not. Read our guide to the 5 factors that determine how long a QDRO takes.
Final Thoughts
The Burrelles Information Services, LLC 401(k) Plan may appear complex, especially with potentially unknown account balances, vesting schedules, and account types. But with the right help and attention to detail, you can avoid problems and protect what’s yours. Make sure your QDRO covers all plan-specific elements, particularly loan balances and Roth account treatment.
If your divorce was in California, New York, New Jersey, Connecticut, Kansas, Missouri, Iowa, or North Dakota, and you have questions about qualified domestic relations orders or dividing retirement assets like the Burrelles Information Services, LLC 401(k) Plan, contact PeacockQDROs. We specialize in QDROs and have successfully processed thousands of orders from start to finish.
Get the answers you need—explore our QDRO resources or reach out for personalized help if you’re in one of our service states.