Understanding the Division of the Medallia, Inc.. 401(k) Plan in Divorce
Retirement accounts like the Medallia, Inc.. 401(k) Plan often represent a significant marital asset—and properly dividing them in divorce requires a court-approved document called a Qualified Domestic Relations Order, or QDRO. Without a QDRO, an ex-spouse has no legal right to their share of the plan, regardless of what the divorce settlement agreement says. At PeacockQDROs, we specialize in drafting and processing QDROs correctly from start to finish.
If you or your spouse are participants in the Medallia, Inc.. 401(k) Plan and facing divorce, this article will walk you through key considerations around splitting this specific 401(k) plan, including how to handle plan loans, unvested contributions, and Roth vs. traditional holdings.
Plan-Specific Details for the Medallia, Inc.. 401(k) Plan
Before drafting your QDRO, it’s important to understand the unique profile of the retirement plan in question. Here are the known details for the Medallia, Inc.. 401(k) Plan:
- Plan Name: Medallia, Inc.. 401(k) Plan
- Sponsor: Medallia, Inc.. 401(k) plan
- Plan Address: 6220 Stoneridge Mall Road, 2nd Floor
- Industry: General Business
- Organization Type: Corporation
- Plan Status: Active
- Effective Date: Unknown
- Plan Year: Unknown
- Plan Number and EIN: Unknown (required for QDRO processing, must be obtained from plan administrator)
Even without full public disclosures, PeacockQDROs can usually obtain missing administrative information directly, provided we are authorized to work on your behalf. Our experience with thousands of QDROs ensures your order will meet plan-specific standards.
What is a QDRO and Why Do You Need One?
A QDRO is a legal document that directs a retirement plan—like the Medallia, Inc.. 401(k) Plan—to pay a portion of a participant’s account to an Alternate Payee, typically a former spouse. Without a QDRO, the plan legally cannot make payments to anyone other than the participant.
The QDRO must meet both IRS and plan administrator requirements. It outlines how the benefits will be divided, what accounts the funds come from, how loans and unvested amounts are handled, and when distributions can take place.
Key Issues When Dividing the Medallia, Inc.. 401(k) Plan
Employee vs. Employer Contributions
401(k) plans like the Medallia, Inc.. 401(k) Plan usually consist of two types of contributions: those made by the employee (participant) and those made by the employer. Only contributions and earnings accrued during the marriage are typically considered marital property. If some funds were added before or after the marriage, those amounts may be considered separate property.
Employer contributions may also be subject to vesting. That introduces our next major factor.
Vesting Schedules and Forfeited Amounts
Corporations like Medallia may include employer matching contributions that don’t fully vest until the employee has worked a certain number of years. If the participant is not yet fully vested in employer contributions, only the vested portion is usually eligible for division.
Here’s the key: if the QDRO attempts to divide unvested funds, the plan administrator will reject that portion of the division. At PeacockQDROs, we ensure your QDRO only divides vested portions—avoiding delays and denials.
Handling Outstanding 401(k) Loans
If the participant has a loan balance against their Medallia, Inc.. 401(k) Plan, this will affect the overall value available for division. The plan’s administrator will reduce the account’s net balance to reflect the amount still owed on any loan taken.
Whether or not the loan should count as a marital asset is a legal issue to be handled in your divorce negotiation, but the plan administrator will reduce available shares accordingly during QDRO processing.
Roth vs. Traditional 401(k) Funds
The Medallia, Inc.. 401(k) Plan may include both Roth and traditional funds:
- Traditional 401(k): Contributions made pre-tax, distributions taxed as income.
- Roth 401(k): Contributions made after-tax, qualified distributions are tax-free.
A proper QDRO must specify if the division is across the plan as a whole or by account type. If the order is unclear, the administrator may delay approval. We carefully tailor QDRO language to ensure correct handling of each account type.
QDRO Drafting and Submission Process
Step 1: Review the Divorce Judgment
Before drafting a QDRO, we examine the final divorce judgment or marital settlement agreement to make sure it includes a provision awarding the retirement benefit to the alternate payee.
Step 2: Gather Plan Information
This includes obtaining the plan’s official QDRO procedures, obtaining the Plan Number and EIN, and contacting the Medallia, Inc.. 401(k) plan sponsor or administrator if necessary.
Step 3: Draft the QDRO
We prepare the QDRO using plan-compliant language, addressing specific issues like loans, vesting, and Roth vs. traditional divisions.
Step 4: Submit for Preapproval (if applicable)
Some plans require QDRO pre-approval before filing with the court. We handle this step to make sure your QDRO won’t get kicked back after court certification.
Step 5: Obtain Court Order
We guide clients through submitting the signed QDRO to the family court for formal approval and ensure all protocol is followed.
Step 6: Serve the Plan
Finally, we provide the signed QDRO to the plan administrator for implementation—and follow up to confirm it’s accepted and in processing.
At PeacockQDROs, we’ve completed thousands of QDROs from start to finish. That means we don’t just draft the order and leave you to figure out the rest. We handle the drafting, preapproval (if applicable), court filing, submission, and follow-up with the plan administrator. That’s what sets us apart from firms that only prepare the document and hand it off to you.
How PeacockQDROs Helps
QDROs for 401(k) plans like the Medallia, Inc.. 401(k) Plan aren’t just about typing up an order—they require awareness of plan-specific procedures, family law language, and technical retirement rollover details. If any part of the order is wrong or unclear, it can delay the payout or even derail the division entirely.
We maintain near-perfect reviews and pride ourselves on a track record of doing things the right way. Whether we’re helping a spouse preserve their share of a Roth 401(k) or avoid dividing unvested benefits, we know what to look for and how to get it right.
For more insights, check out these resources:
Final Thoughts
Dividing your Medallia, Inc.. 401(k) Plan in divorce is more than just a paperwork exercise—it affects your financial security. A QDRO done correctly can ensure you receive every dollar you’re entitled to. One done incorrectly might leave you with nothing.
If your divorce was in California, New York, New Jersey, Connecticut, Kansas, Missouri, Iowa, or North Dakota, and you have questions about qualified domestic relations orders or dividing retirement assets like the Medallia, Inc.. 401(k) Plan, contact PeacockQDROs. We specialize in QDROs and have successfully processed thousands of orders from start to finish.
Get the answers you need—explore our QDRO resources or reach out for personalized help if you’re in one of our service states.