Understanding QDROs and the Driven Logistics, LLC 401(k) Plan
Dividing retirement assets in a divorce can become one of the most complex pieces of the settlement, especially when one or both spouses have a 401(k) plan. If you’re dealing with the Driven Logistics, LLC 401(k) Plan during your divorce, it’s important to understand how a Qualified Domestic Relations Order (QDRO) works specific to this plan. A QDRO lets you split the retirement account without triggering taxes or penalties. But every plan has its own rules, which is why attention to detail matters—especially with plans like this one.
Plan-Specific Details for the Driven Logistics, LLC 401(k) Plan
Here is what we know about the Driven Logistics, LLC 401(k) Plan based on publicly available data:
- Plan Name: Driven Logistics, LLC 401(k) Plan
- Sponsor: Driven logistics, LLC 401(k) plan
- Address: 20250717154956NAL0000304099001, effective as of 2024-01-01
- EIN: Unknown (required during QDRO processing)
- Plan Number: Unknown (also required when submitting the QDRO)
- Industry: General Business
- Organization Type: Business Entity
- Status: Active
- Plan Participants: Unknown
- Plan Assets: Unknown
Because of the missing EIN and Plan Number, it’s essential to work directly with the plan administrator or have a QDRO specialist help track down this required information. Submitting a QDRO without it can lead to delays—or complete rejection.
What Makes 401(k) Division Tricky in Divorce
401(k) plans can hold a mix of pre-tax (traditional) and post-tax (Roth) funds. They may also include employer contributions that aren’t fully vested. That means there may be portions of the account your spouse doesn’t legally own yet. The Driven Logistics, LLC 401(k) Plan may also allow loans, which complicate account values.
Here are the biggest QDRO issues with 401(k) plans:
- Vesting Issues: Some employer contributions may not yet belong to the employee at the time of divorce.
- Loan Balances: If the participant has taken a loan against the account, do you divide the balance before or after the loan?
- Roth vs. Traditional Dollars: Roth balances must be treated differently to avoid surprising tax bills.
- Contribution Timing: Is the division based on the account balance at separation, filing, or another date?
Drafting a QDRO for the Driven Logistics, LLC 401(k) Plan
Every QDRO must include certain details, and some of them are specific to the retirement plan in question. For the Driven Logistics, LLC 401(k) Plan, here’s what to expect:
Gathering Plan Details
Before drafting begins, gather the plan’s IRS-assigned EIN and official Plan Number. You’ll need contact information for the plan administrator and a recent account statement. Without this information, your QDRO may never get processed.
Determine the Division Method
Most couples split the marital portion of the 401(k) by percentage. You can divide:
- The full account balance (not advised—this may include premarital contributions)
- Only contributions made during the marriage (most fair)
- A fixed dollar amount (use caution—market fluctuations could impact value)
Addressing the Vesting Schedule
Any unvested employer contributions won’t be available to the non-employee spouse at the time of division. It’s critical to draft the QDRO so it only transfers fully vested amounts. Otherwise, the alternate payee may get less than expected.
Handling Loans Properly
If your spouse borrowed from their 401(k), the QDRO should clarify how that affects the division. Do you divide the account before or after the loan is subtracted? If you don’t specify, the plan may interpret it in a way that’s inconsistent with your divorce agreement.
Roth vs. Traditional Accounts
If the participant has both types of subaccounts, instructions must clearly state how each is to be divided. If you only describe a percentage of “the account,” the plan may assume just one portion. And if the alternate payee moves funds, Roth and traditional components must remain separated to preserve tax status.
Getting the QDRO Approved
The Driven Logistics, LLC 401(k) Plan is sponsored by a private business entity operating in the general business sector. That means admin procedures and approval processes may differ from corporate or government-sponsored plans. Always send a draft QDRO for preapproval to the plan administrator when possible. They may have specific formatting or language requirements.
What Documents Will You Need?
To process a QDRO for the Driven Logistics, LLC 401(k) Plan, you typically need:
- Plan Name and Sponsor: Driven Logistics, LLC 401(k) Plan and Driven logistics, LLC 401(k) plan
- Plan Administrator’s Contact Info (from a recent statement if not public)
- IRS EIN and Plan Number
- Final court-signed QDRO order
- Participant and Alternate Payee’s personal details (names, addresses, SSNs, dates of birth)
If you’re unsure how to get this information, our team can help. We’ve worked with thousands of plans—public, private, union, and more—and we know where to start even when you don’t have all the answers.
PeacockQDROs: Why Thousands Trust Us With Their QDROs
At PeacockQDROs, we’ve completed thousands of QDROs from start to finish. That means we don’t just draft the order and leave you to figure out the rest. We handle the drafting, preapproval (if applicable), court filing, submission, and follow-up with the plan administrator. That’s what sets us apart from firms that only prepare the document and hand it off to you.
We maintain near-perfect reviews and pride ourselves on a track record of doing things the right way. Divorce is hard enough—getting your share of a retirement plan shouldn’t be. Let us help you protect what you’ve earned.
Avoiding Common QDRO Mistakes
Mistakes in QDROs can cost you thousands. We’ve seen every error in the book—from improper dates to silent treatment on Roth accounts. Learn more about the most common QDRO mistakes here—and how to avoid them.
How Long Does It Take?
Wondering about the timeline? The answer depends on multiple factors including court calendars and plan responsiveness. Take a look at our guide on the five key factors that determine QDRO timing.
Get Help with the Driven Logistics, LLC 401(k) Plan
If your divorce was in California, New York, New Jersey, Connecticut, Kansas, Missouri, Iowa, or North Dakota, and you have questions about qualified domestic relations orders or dividing retirement assets like the Driven Logistics, LLC 401(k) Plan, contact PeacockQDROs. We specialize in QDROs and have successfully processed thousands of orders from start to finish.
Get the answers you need—explore our QDRO resources or reach out for personalized help if you’re in one of our service states.