Splitting Retirement Benefits: Your Guide to QDROs for the Memorial Health System Defined Contribution Retirement Savings Plan

Understanding QDRO Basics for 401(k) Division in Divorce When you’re going through a divorce, one of the biggest financial decisions involves dividing retirement benefits. For many spouses, a 401(k) plan like the Memorial Health System Defined Contribution Retirement Savings Plan is one of the largest marital assets. To divide these benefits legally, you’ll need a […]

Divorce and the Transform 401(k) Savings Plan: Understanding Your QDRO Options

Introduction: Why QDROs Matter for the Transform 401(k) Savings Plan Dividing retirement plans like the Transform 401(k) Savings Plan in divorce isn’t as simple as splitting a bank account. The plan is governed by federal law—specifically ERISA—and requires a Qualified Domestic Relations Order (QDRO) to legally allocate retirement benefits between spouses. If you or your […]

DIVORCE AND THE COOPERATIVE PENSION / SAVINGS BOARD: UNDERSTANDING YOUR QDRO OPTIONS

Dividing the Cooperative Pension / Savings Board in Divorce: What You Need to Know Divorcing couples with retirement benefits tied up in defined benefit plans like the Cooperative Pension / Savings Board need to be careful when preparing a QDRO—Qualified Domestic Relations Order. Many people misunderstand how retirement plans function in divorce, and with employer […]

Divorce and the Centerwell Home Health 401(k) Savings Plan: Understanding Your QDRO Options

Introduction: Dividing the Centerwell Home Health 401(k) Savings Plan in Divorce Dividing retirement accounts during a divorce can be complicated—especially when they involve 401(k) plans with employer contributions, complex vesting schedules, and both Roth and traditional balances. The Centerwell Home Health 401(k) Savings Plan is a company-sponsored retirement plan by Humana Inc., and dividing this […]

Divorce and the Cisco Systems,inc. 401(k) Plan: Understanding Your QDRO Options

Dividing retirement plans like the Cisco Systems,inc. 401(k) Plan in a divorce requires more than just a line in your settlement agreement. You need a Qualified Domestic Relations Order (QDRO) that meets complex federal requirements—and also conforms to the specific policies of the plan sponsor, in this case, Cisco systems,Inc. 401(k) plan. In this article, […]

Splitting Retirement Benefits: Your Guide to QDROs for the Unknown Plan

Understanding QDROs for the Unknown Plan Dividing retirement assets during a divorce can be overwhelming—especially when the plan involved is a 401(k), like the Unknown Plan sponsored by Central garden & pet company investment growth. Whether you’re the plan participant or the alternate payee (typically the former spouse), you’ll need a Qualified Domestic Relations Order […]