Employee and Employer Contributions
401(k) accounts commonly include both employee salary deferrals and employer matching contributions. In the Wec Energy Group Retirement Plan for Michigan Gas Utilities Corporation, it’s important to determine:
- What portion of the account was contributed by the employee during the marriage
- Whether employer contributions were made and how much of those are vested
- The marital coverture portion—the amount earned during marriage versus outside of it
In the QDRO, we specify which contributions will be divided and exactly how (percentage, dollar amount, etc.).

