Employee vs. Employer Contributions
In most 401(k) plans, participants contribute part of their salary to build retirement savings. Employers may match a portion of that contribution. When dividing the Sunbird Software, Inc.. Employees Savings Plan, make sure the QDRO language specifically separates employee contributions from employer contributions, especially if the employer match is subject to vesting.
If your spouse receives a 50% share of the plan accrued during marriage, that might only include vested employer contributions—not the full balance that appears on a statement.

