1. Employer vs. Employee Contributions
401(k) balances often contain a mix of employee deferrals and employer contributions. When dividing the The Edge LLC 401(k) Profit Sharing Plan and Trust, a QDRO should clearly define whether the alternate payee is receiving a portion of just the employee contributions, employer contributions, or both.
Typically, the division is based on what accrued during the marriage. But it’s important to specify in the QDRO, especially if the employer contributions are significant.

