Employee vs. Employer Contributions
In most 401(k) plans, the account contains both employee contributions (that are always 100% yours) and employer contributions that may be subject to a vesting schedule. When dividing the Cameron Lng Retirement Savings Plan, you must determine whether the portion being awarded to the alternate payee will include both types of contributions—or just the vested amounts.
If you’re the alternate payee and your QDRO isn’t clear, you might miss out on a sizeable portion of retirement funds that you’re entitled to. The plan will not figure it out for you—you have to spell it out correctly in the order.

