Employee vs. Employer Contributions
401(k) plans usually involve a mix of employee deferrals and employer contributions. In the Turbopower, LLC. 401 (k) Plan, any QDRO should clearly state whether the alternate payee is entitled to:
- Only employee contributions and their earnings
- Both employee and employer contributions (if vested)
- A fixed dollar amount or a percentage as of a specific valuation date
If the participant has only partially vested employer contributions due to a time-based vesting schedule, then only the vested portion is subject to division under a QDRO.

