Dividing Contributions: Employee vs. Employer
For the Green Perspectives, Inc.. 401(k) Profit Sharing Plan, the QDRO may award a portion of the participant’s account to the alternate payee. This includes both employee contributions and, if applicable, employer matching contributions. However, many employer contributions are subject to a vesting schedule. If the participant is not fully vested, part of the employer-provided value may be lost if the participant leaves the company before full vesting. Your QDRO should account for this, especially when allocating percentages.

