Employee vs. Employer Contributions
In 401(k) plans like the Connor Logistics, LLC 401(k) Plan, both the employee (participant) and the employer may contribute. Only the vested portion of employer contributions can be divided. In your QDRO, be sure to:
- Clearly state whether the division includes just the employee contributions or both the employee and any vested employer contributions.
- Request a breakdown of vesting from the plan administrator. This indicates how much of the employer match is nonforfeitable.

