Employee and Employer Contributions
Most 401(k) plans include both employee and employer contributions. In dividing the Vyanet Operating Group Inc. 401(k) Profit Sharing Plan & Trust, your QDRO should specify:
- Whether both employee and employer contributions are included in the division
- The specific dates or percentage to apply in dividing the marital portion
- Whether gains and losses will apply from the division date to the distribution date
Employer contributions may be subject to a vesting schedule, so that leads us to the next issue.

