Vesting Schedules
401(k) plans like the Twin City E.d.m., Inc.. 401(k)/profit Sharing Plan often include both employee and employer contributions. While employee contributions are always fully vested, employer contributions may be subject to a vesting schedule. This means that the employee may not be entitled to the full employer match depending on how long they’ve worked for Twin city e.d.m., Inc.. 401(k)/profit sharing plan.
Your QDRO must clearly state whether only vested amounts are to be divided or if unvested amounts are included. This is a common point of contention and one we handle delicately in our QDRO drafting process.

