Employee and Employer Contributions
One major factor to consider is whether both employee and employer contributions will be divided—or only the employee’s. Many plans, including those in a general business setting like Touch wireless ca LLC 401(k) plan, include employer contributions that are subject to vesting schedules. This means some of those funds may not be fully earned at the time of divorce.
The QDRO must clearly state what portion of the contributions and earnings are to be transferred, based on the participant’s vested interest in the plan.

