Employee vs. Employer Contributions
401(k) plans like this one often include:
- Employee deferrals: The portion the employee has elected to contribute from their paycheck.
- Employer contributions: Match or profit-sharing amounts added by Tax defense network, LLC.
In a QDRO, you can divide both types of contributions—but be aware that employer contributions might be subject to a vesting schedule. That means the employee might not be entitled to 100% of employer contributions unless they’ve worked enough years.

