Splitting Retirement Benefits: Your Guide to QDROs for the Results Contracting 401(k) Plan

Dividing retirement assets in a divorce can be challenging—especially when it involves a 401(k) plan with unique rules and options like the Results Contracting 401(k) Plan, sponsored by Sundeen incorporated dba results contracting. If one or both spouses have an interest in this plan, you’ll likely need a Qualified Domestic Relations Order (QDRO) to ensure that benefits are divided correctly and without unnecessary tax penalties.

In this article, we’ll walk you through what’s important to know when dividing the Results Contracting 401(k) Plan in divorce, including how contributions, vesting, loans, and Roth vs. traditional accounts may be handled. We’ll also discuss how a well-prepared QDRO can protect your interests and what documentation you’ll need to get started.

Here’s what we currently know about this plan:

• Plan Name: Results Contracting 401(k) Plan
• Sponsor: Sundeen incorporated dba results contracting
• Plan Type: 401(k)
• Industry: General Business
• Organization Type: Corporation
• Status: Active
• Plan Address: 20250721095337NAL0002693170001, 2024-01-01
• Assets: Unknown
• Participants: Unknown
• Plan Year: Unknown to Unknown
• Effective Date: Unknown
• EIN and Plan Number: Unknown – Must be located for QDRO processing

Even though some specific administrative details like the EIN and Plan Number are currently unknown, these items are required during the QDRO process and can be obtained through your divorce attorney, the plan participant, or a subpoena if necessary.

A Qualified Domestic Relations Order (QDRO) is a legal document that allows retirement assets to be split as part of a divorce without triggering early withdrawal penalties or taxation at the time of the transfer. For the Results Contracting 401(k) Plan, a proper QDRO ensures the non-employee spouse (called the “Alternate Payee”) receives their share of the retirement account legally.

Without a valid QDRO, the plan administrator cannot divide the 401(k) balances—even if your divorce judgment says it should be split. The language and structure of the QDRO must meet both court requirements and the specific provisions of the Results Contracting 401(k) Plan.

Here are simple tips to help avoid delays and disputes during your division process:

• Obtain a recent full 401(k) statement showing all account types, loan balances, and employer contributions.
• Get a copy of the plan’s SPD (Summary Plan Description) for details about vesting, loans, and transfer rules.
• Request a sample QDRO from the plan administrator—some plans will pre-approve language if it follows their preferred template.
• Identify the Plan Number and Employer EIN—it’s required in the final QDRO and for submission to the plan.

At PeacockQDROs, we’ve completed many QDROs from start to finish. That means we don’t just draft the order and leave you to figure out the rest. We handle the drafting, preapproval (if applicable), court filing, submission, and follow-up with the plan administrator. That’s what sets us apart from firms that only prepare the document and hand it off to you.

Whether you’re the participant or the alternate payee, we make sure your rights are protected. We maintain near-perfect reviews and pride ourselves on a track record of doing things the right way, especially when it comes to plans sponsored by employers like Sundeen incorporated dba results contracting.

Want to avoid common mistakes? Review our guide oncommon QDRO errors. Curious how long things really take? Learn about thekey timelines and factors affecting QDRO speed. Or explore ourQDRO services to get everything started correctly.

Once your QDRO is drafted and approved by the court, it must be submitted to the plan administrator for the Results Contracting 401(k) Plan. Because this is a 401(k) plan offered by a corporation in the general business sector, the administrative procedures can vary and aren’t always posted publicly. That’s why it’s helpful to work with a team who knows how to deal with hard-to-reach plan contacts and can follow up until the division is complete.

If your divorce was in California, New York, New Jersey, Connecticut, Kansas, Missouri, Iowa, or North Dakota, and you have questions about qualified domestic relations orders or dividing retirement assets like the Results Contracting 401(k) Plan, contact PeacockQDROs. We focus on QDROs and have successfully processed many orders from start to finish.

Get the answers you need—explore ourQDRO resources orreach out for personalized help if you’re in one of our service states.