Employee and Employer Contributions
With most 401(k) plans, the participant’s contributions are always vested and available for division. But employer contributions—those company matches that sweeten the deal—may be subject to a vesting schedule. If the participant hasn’t been with Reotemp instrument Corp.. 401(k) plan long enough, some of those employer-funded dollars may not be counted in the final marital share.
Make sure you ask for a current participant statement and plan Summary Plan Description (SPD). These documents will show the percentage of employer contributions that have vested and can be awarded in the QDRO. You can read more about issues like this at ourCommon QDRO Mistakes page.

