Splitting Retirement Benefits: Your Guide to QDROs for the Pulmonx 401(k) Profit Sharing Plan

When you’re going through a divorce, dividing retirement assets like the Pulmonx 401(k) Profit Sharing Plan can feel like one of the most overwhelming parts of the process. If your spouse has a 401(k) through Pulmonx corporation, or if you’re the plan participant yourself, a Qualified Domestic Relations Order (QDRO) is what gives the alternate payee (usually the ex-spouse) legal rights to a portion of the retirement benefits.

But here’s the thing—every plan is different. The Pulmonx 401(k) Profit Sharing Plan has its own set of rules and procedures that apply when dividing assets in divorce. In this article, we’re walking you through what you need to know to properly split this specific plan through a QDRO, avoid critical mistakes, and protect your financial future.

Before jumping into the nuts and bolts of dividing the Pulmonx 401(k) Profit Sharing Plan, here’s what we know—or don’t know—about the plan as of now:

• Plan Name: Pulmonx 401(k) Profit Sharing Plan
• Sponsor: Pulmonx corporation
• Industry: General Business
• Organization Type: Business Entity
• Plan Status: Active
• Effective Date: Unknown
• Plan Year: Unknown to Unknown
• Address: 700 Chesapeake Dr., Plan ID data: 20250808171417NAL0002724483001 (with dates 2024-01-01 to 2024-12-31), originally effective 1997-10-01
• Employer Identification Number (EIN): Required, unknown
• Plan Number: Required, currently unknown
• Participant Count: Unknown
• Assets: Not available

When drafting a QDRO, we’ll need to obtain the missing pieces—usually from the plan administrator—to ensure the order includes all necessary identifying information. Without this, it could be rejected. That’s why working with QDRO-focused professionals is critical.

A QDRO (Qualified Domestic Relations Order) is a legal order that tells the administrator of the Pulmonx 401(k) Profit Sharing Plan to divide retirement funds according to a divorce judgment. Without a QDRO, even if your divorce settlement says you’re entitled to a portion of your spouse’s 401(k), the plan can’t legally pay you.

In this case, your QDRO needs to meet the legal requirements of both your state divorce court and the specific rules of the Pulmonx 401(k) Profit Sharing Plan.

The most frequent mistakes we see when dividing a plan like the Pulmonx 401(k) Profit Sharing Plan include:

• Omitting employer contributions or incorrect vesting assumptions
• Failing to address loans on the account
• Ignoring Roth account treatment
• Using incorrect identifying plan info (like Plan Number or EIN)

To avoid these issues, read our guide oncommon QDRO mistakes.

Here’s our step-by-step approach to processing a QDRO for this specific plan:

• We gather the Participant’s most recent account statement, which helps us confirm account types, balances, loans, and vesting status
• We determine whether the plan has preapproval procedures or requires a model QDRO format
• We draft a customized QDRO that complies with plan rules and your state divorce order
• If applicable, we submit the draft to the plan for preapproval
• We file the order in court, obtain certified copies, and submit signed orders to the plan

At PeacockQDROs, we’ve completed many QDROs from start to finish. That means we don’t just draft the order and leave you to figure out the rest. We handle the drafting, preapproval (if applicable), court filing, submission, and follow-up with the plan administrator. That’s what sets us apart from firms that only prepare the document and hand it off to you.

See the5 factors that determine how long your QDRO might take if time is an issue.

The Pulmonx 401(k) Profit Sharing Plan is maintained by a general business organization, Pulmonx corporation. Business entity plans like this often have industry-standard 401(k) structures—but don’t count on it. Some may outsource plan administration to third parties with their own strict formatting or communication protocols.

Here are a few tips when dealing with general business 401(k)s:

• Third-party administrators may reject even minor format violations
• Always confirm the correct plan name—some companies offer multiple plans
• Ask if a model QDRO exists (we do this for you)

Don’t guess—get it right the first time with professionals who know the process cold.

The bottom line: Dividing the Pulmonx 401(k) Profit Sharing Plan through a QDRO isn’t something you want to approach casually. We’re here to take the guesswork (and paperwork) out of the process. We maintain near-perfect reviews and pride ourselves on a track record of doing things the right way.

Whether you’re the participant or the alternate payee, we’ll make sure your QDRO is correct, enforceable, and fully executed—from draft to delivery.

Get started by visiting ourQDRO overview page, or contact us if you want expert help with this plan.

If your divorce was in California, New York, New Jersey, Connecticut, Kansas, Missouri, Iowa, or North Dakota, and you have questions about qualified domestic relations orders or dividing retirement assets like the Pulmonx 401(k) Profit Sharing Plan, contact PeacockQDROs. We focus on QDROs and have successfully processed many orders from start to finish.

Get the answers you need—explore ourQDRO resources orreach out for personalized help if you’re in one of our service states.