1. Contributions from Both Spouses
In 401(k) plans like the Leidos Biomedical Research, Inc.. Capital Accumulation Plan, you typically have two types of contributions: employee deferrals and employer contributions.
- Employee deferrals are usually 100% vested immediately.
- Employer contributions may be subject to a vesting schedule, which means a portion of those funds might not be available for division if the participant is not fully vested at the time of divorce.
The QDRO must clarify which contributions are to be divided and at what percentages (usually 50% of the marital portion is standard unless agreed otherwise).

