Employee vs. Employer Contribution Allocations
The plan may have both employee deferrals and employer matching or profit-sharing contributions. In a QDRO, you can split only certain parts of the account if needed. Some spouses only want to divide the marital share of vested employer contributions, while others want half of the entire account balance (vested or not) as of the date of separation or divorce.
This is where a good QDRO drafter makes a difference. We ask the right questions to define exactly what each party wants from the split.

