Employee vs. Employer Contributions
The first thing to determine is how much of the account balance is made up of employee contributions versus employer contributions. Employee contributions are almost always fully vested, while employer contributions may be subject to a vesting schedule—especially in corporate 401(k) plans like this General Business plan.
If your spouse only worked at Encore floral marketing, Inc.. 401(k) p/s plan for a short time, part of the employer match might not belong to them (or to you as an alternate payee). Your QDRO should clearly describe whether you’re dividing the entire account balance or only the vested portion. Otherwise, you may end up fighting for funds that aren’t technically available.

