Employee and Employer Contributions
When splitting a 401(k), it’s not just the employee’s salary deferrals that matter. Many employers, including those in General Business entities like Ask-int tag, LLC retirement plan, contribute matching or profit-sharing amounts. Depending on when these employer contributions were made and their vesting status, they may or may not be included in the divisible amount.
If you’re the alternate payee, you should be clear on whether you’re getting a portion of:
- All vested assets as of the date of divorce
- Only employee contributions
- Or a percentage of the total account balance, regardless of vesting schedules

