Division of Contributions
The Sun Valley, LLC 401(k) Sharing Plan includes both employee and potential employer contributions, which are treated differently in a QDRO:
- Employee Contributions: Fully vested and easier to divide. These are typically split based on a percentage or a flat dollar amount as of a specific date, most often the date of divorce or separation.
- Employer Contributions: These may be subject to vesting schedules. That means not all employer-matched funds may be considered marital property, especially if the employee hasn’t met certain years of service.

