Employee and Employer Contribution Splits
In a profit sharing plan, contributions may come from both the employee (participant) and the employer. A QDRO must carefully define how these sources are split. Typically, the alternate payee (often the ex-spouse) will receive a portion of the total balance as of a specific date, with gains or losses included from that date forward.
But employer contributions add a wrinkle: they’re often subject to a vesting schedule. That means your spouse may not have “earned” the full value of the employer contributions when the divorce happened. We ensure your QDRO properly accounts for what’s vested and what’s not.

