Employer Contributions and Vesting
One of the most critical issues in dividing the Pump and Meter Service, Inc.. Profit Sharing Plan is understanding what’s actually available for division. Employer contributions are usually subject to a vesting schedule. Only the vested portion can be divided.
If your spouse isn’t fully vested in their employer contributions, you can’t assume you’re entitled to 50% of the full account balance. Your QDRO needs to clearly identify whether it divides just the vested portion or tracks future vesting.

