Employee and Employer Contributions
401(k) account balances often include both contributions made by the employee and additional contributions made by the employer. In this case, the plan sponsor—Paramont-eo, Inc.. retirement plan—may offer matching or discretionary contributions. It’s important to know:
- Only vested employer contributions can be divided via QDRO.
- QDROs typically divide the entire account balance or only the marital portion (depending on the divorce judgment).
- The QDRO should address both traditional and Roth subaccounts (if applicable).

