1. Dividing Employee and Employer Contributions
Most 401(k) accounts consist of two primary types of contributions: those made by the employee from their paycheck (employee contributions), and those made by Intrapack industries, Inc.. as the employer. A QDRO must clearly define whether both types of contributions are being divided and to what extent. Typically, the order might state that the alternate payee (usually the former spouse) is entitled to 50% of the marital portion of the account, including gains and losses.

