Employee vs. Employer Contributions
The QDRO should clarify how both employee and employer contributions are divided. While the participant’s salary deferrals are usually 100% theirs, employer matches might be subject to vesting. If a portion of the employer contributions hasn’t vested yet, that portion can’t be awarded to an alternate payee.
In the Azzip Pizza, LLC 401(k) Retirement Plan, it’s important to ask whether there are any vesting schedules and whether any of the employer match is still unvested. Your QDRO should state who receives what if any portion becomes forfeited later.

