1. Dividing Employee and Employer Contributions
401(k) plans are made up of employee salary deferrals and often include employer matching or profit-sharing contributions. In QDROs for the Arthrex 401(k) Retirement Savings Plan, you can choose to divide the account either as a fixed dollar amount or as a percentage of the total balance as of a specific date of division (often your date of separation or divorce judgment).
Also note: if the employee continued to contribute after the separation date, you’ll want to cut off division rights accordingly unless otherwise agreed. PeacockQDROs will help you define that cutoff cleanly in the order.

