Employee and Employer Contributions
401(k) accounts like the Adt Pizza Retirement Plan typically include both employee salary deferrals and employer matching contributions. The QDRO can divide either or both types of contributions, depending on when they were deposited and the terms of your divorce order.
Keep in mind that employer contributions are often subject to vesting. Unvested amounts usually stay with the employee unless the plan uses immediate vesting or the participant has reached full vesting. Any unvested funds should be addressed in the QDRO to avoid confusion.

