Employee and Employer Contributions
In a typical 401(k) like the Natus Medical Incorporated 401(k) Profit Sharing Plan, the account includes both employee salary deferrals and employer matching or profit-sharing contributions. A QDRO can divide either or both components, but doing this accurately requires careful documentation and communication with the plan administrator.
Be sure to specify whether the QDRO covers only the employee’s contributions, or also includes vested employer contributions accrued during the marriage.

