Employer and Employee Contributions
Profit sharing plans allow the employer to contribute amounts to employee accounts, usually on a discretionary basis. During divorce, it’s important to clearly separate:
- Employee contributions (typically 100% vested)
- Employer contributions (subject to vesting)
The QDRO must specify how both portions are treated. For example, should the alternate payee receive a percentage of only the vested account balance? Should unvested shares be monitored post-divorce? We build these options into the QDRO so there’s no ambiguity.

