Employee and Employer Contributions
Many divorcing spouses assume that the entire balance of a 401(k) account is divisible, but that’s not always the case. In the Titan Surgical Group, LLC 401(k) Profit Sharing Plan, contributions can come from both the employee and the employer. While employee-made contributions are always fully vested (owned by the employee), employer contributions may be subject to a vesting schedule.
If your spouse hasn’t worked with Titan surgical group, LLC 401(k) profit sharing plan long enough to be fully vested, some of the employer contributions may not be part of the marital share. This can affect how much the alternate payee receives, and your QDRO must be precise to avoid future problems with enforcement or payout.

