Roth vs. Traditional Contributions
The Style Link Logistics llc-401(k) Plan may include both traditional and Roth account components. These accounts are taxed differently—traditional 401(k) contributions are pre-tax, while Roth contributions are made after-tax. Your QDRO needs to specify whether the division applies to pre-tax, Roth, or a proportionate share of both.
If one spouse receives Roth funds via QDRO and rolls them into a Roth IRA, the tax implications are minimal. However, confusion can arise if the type of account isn’t properly identified and directed in the order. At PeacockQDROs, this is one of the first distinctions we clarify when reviewing account statements and plan materials.

