Employee vs. Employer Contributions
401(k) plans typically include both employee salary deferrals and employer matching or profit-sharing contributions. The QDRO must clearly define which contributions are being divided. If the divorce agreement says one spouse gets half the account, we must clarify:
- Does that include just employee contributions?
- Does it also include company matches from Accio chicken, LLC?
- Are only vested amounts included?
We’ll ensure the division language is clear and matches your divorce judgment while complying with the plan’s rules.

