Employee vs. Employer Contributions
401(k) plans like the Wright Traffic Control LLC 401(k) Profit Sharing Plan & Trust usually consist of both employee salary deferrals and employer contributions or profit-sharing amounts. It’s important your QDRO addresses both components.
- Employee contributions are generally 100% vested and fully divisible.
- Employer contributions may be subject to a vesting schedule. Only vested amounts can be divided in divorce.
If you’re unsure about the vesting status, you’ll want to get a recent statement or confirmation from the plan administrator.

