Employee vs. Employer Contributions
In most 401(k) plans, employees contribute through payroll deferrals and employers may match a percentage. Your QDRO should specify what will be divided—just employee deferrals, employer contributions, or both. The Wastexperts, Inc. 401(k) Profit Sharing Plan and Trust may include profit-sharing contributions as well, so that needs to be clarified in the QDRO language.
It’s usually safer to divide the account based on a percentage or fixed dollar amount as of a specific date (typically the divorce date or a separation date) rather than dividing specific investment holdings.

