Employee and Employer Contributions
A 401(k) plan like the Valiant Artificial Lift Solutions 401(k) Plan typically includes:
- Employee contributions (pre-tax and/or Roth)
- Employer matching contributions
- Additional discretionary employer contributions
Although all the funds may appear in one account, they are often categorized differently. A QDRO should clearly state whether the alternate payee is receiving a portion of just the employee contributions or also the vested portion of employer contributions.

