Employee and Employer Contributions
In most divorce QDROs, the account is split based on either a specific percentage or dollar amount. But it’s vital to clarify what you’re splitting—
- Employee contributions: Typically 100% vested and available for division.
- Employer contributions (profit sharing): Often subject to a vesting schedule, meaning some of the funds may not “belong” to the employee yet, depending on how long they’ve worked for Tsg LLC.
The QDRO must clearly state whether only vested amounts will be divided or whether an adjustment will be made at a later date if additional amounts vest after the QDRO is signed.

