Employee vs. Employer Contributions
401(k) plans often include both employee salary deferrals and employer matching or profit-sharing contributions. When drafting a QDRO for the Triport International Aircraft Ground Equip Repairs 401(k) Ps, it’s critical to decide whether both types will be divided or just the employee’s contributions.
- Employee contributions: These are always fully vested and available for division.
- Employer contributions: May be subject to a vesting schedule. If not fully vested at the time of divorce, the unvested amount may not be available to divide.

