Employee vs. Employer Contributions
The Trion Properties, Inc.. 401(k) Plan may include both employee salary deferral contributions and employer matching or profit-sharing contributions. It’s important your QDRO distinguishes between these because:
- Only vested employer contributions can be divided
- Employee contributions are usually 100% vested immediately
- The timing and method of allocation can affect what’s actually divisible
Be sure to review plan statements to identify contribution sources before finalizing your divorce settlement.

