Divorce and the The Ronin Project 401(k) Plan: Understanding Your QDRO Options

Dividing retirement assets during a divorce can be stressful and confusing—especially when you’re dealing with a 401(k) plan like The Ronin Project 401(k) Plan. To receive your share of your spouse’s retirement savings, you’ll need a Qualified Domestic Relations Order (QDRO), which is a court order that allows plan administrators to transfer retirement benefits without triggering taxes or penalties. However, not all plans are the same, and drafting a QDRO for The Ronin Project 401(k) Plan requires special care and attention.

At PeacockQDROs, we’ve completed many QDROs from start to finish. That means we don’t just draft the order and leave you to figure out the rest. We handle the drafting, preapproval (if applicable), court filing, submission, and follow-up with the plan administrator. That’s what sets us apart from firms that only prepare the document and hand it off to you.

Before starting the QDRO process, it’s important to understand the plan’s basic details:

• Plan Name: The Ronin Project 401(k) Plan
• Sponsor: The ronin project Inc.. c/o lawrence investments, LLC
• Address: 101 Ygnacio Valley Road
• Plan Type: 401(k)
• Industry: General Business
• Organization Type: Corporation
• Status: Active
• EIN and Plan Number: Unknown (must be confirmed for QDRO processing)
• Plan Year: Unknown
• Effective Date: Unknown
• Number of Participants: Unknown
• Assets: Unknown

While some plan details are missing in public records, these can typically be confirmed through participant documents like account statements, Summary Plan Descriptions (SPD), or directly from the plan administrator.

A QDRO is the legal method for dividing a qualified retirement plan under divorce. Without a QDRO, the plan will not transfer assets to a former spouse, even if the divorce settlement clearly states that they are entitled to them. Plus, moving retirement funds without a QDRO can trigger significant taxes and early-withdrawal penalties.

Since The Ronin Project 401(k) Plan is a qualified plan under ERISA, a properly drafted and approved QDRO is your only safe legal path to claim marital retirement benefits.

Even small errors in QDRO drafting can cause costly delays or rejections. Common mistakes include:

• Using vague language about the division date (“as of divorce” is not always enough)
• Failing to address plan loans
• Not specifying which contributions are covered (vested only? Roth vs. traditional?)
• Leaving out plan identifying information like the EIN and plan number
• Ignoring vesting timelines or using incorrect valuation dates

We’ve compiled a full list of these issues on ourQDRO mistakes page here.

When handling a case involving The Ronin Project 401(k) Plan, we take a complete-service approach. Here’s what you can expect from our team:

• We identify all relevant plan info—even if the public details are incomplete
• We confirm details like account balance types, vesting schedules, and loans
• We draft a QDRO that meets both ERISA and plan-specific approval standards
• We handle all pre-approvals (if required), court filings, and correspondence
• We make sure you get final confirmation from the plan once the order is in effect

We maintain near-perfect reviews and pride ourselves on a track record of doing things the right way. You can learn more about our start-to-finish QDRO process here:QDRO services overview.

That depends on several factors, including how quickly the divorce decree is finalized, whether the plan requires preapproval, and how responsive everyone is. Typical turnaround can range from 30 to 120 days.

We break this down in greater detail on our dedicated article:How Long Does It Take to Get a QDRO Done?

If you or your ex-spouse participated in The Ronin Project 401(k) Plan during the marriage, here’s what you should do:

• Obtain a copy of the latest account statement
• Check the divorce judgment to confirm asset division terms
• Reach out to your divorce attorney or our QDRO team to get started

We’ll help you gather plan documents, track down missing plan numbers or EINs, assess current balances, and draft a legally sound QDRO that protects your interest.

Dividing a 401(k) like The Ronin Project 401(k) Plan isn’t something to guess your way through. Each plan has its own rules and nuances. With PeacockQDROs, you’re in good hands—we don’t stop at drafting. We will guide you through every required step until your order is approved and implemented by The ronin project Inc.. c/o lawrence investments, LLC.

If your divorce was in California, New York, New Jersey, Connecticut, Kansas, Missouri, Iowa, or North Dakota, and you have questions about qualified domestic relations orders or dividing retirement assets like the The Ronin Project 401(k) Plan, contact PeacockQDROs. We focus on QDROs and have successfully processed many orders from start to finish.

Get the answers you need—explore ourQDRO resources orreach out for personalized help if you’re in one of our service states.