Divorce and the The Cleaning Authority 401(k) Plan: Understanding Your QDRO Options

Dividing retirement benefits during divorce can be complicated, especially when the account is part of a workplace plan like the The Cleaning Authority 401(k) Plan. To legally transfer part of a 401(k) to a former spouse, you’ll need a Qualified Domestic Relations Order (QDRO). This court order allows plan administrators to split retirement accounts without triggering early withdrawal penalties or tax consequences—if done correctly.

The The Cleaning Authority 401(k) Plan, sponsored by Nekimi holdings, LLC, falls under the IRS and ERISA rules that govern employer-sponsored retirement accounts. And while it’s an active plan in a general business setting, not all 401(k)s are the same. If you or your spouse has an account in this plan, here’s what you need to know to divide it properly in your divorce.

• Plan Name: The Cleaning Authority 401(k) Plan
• Sponsor: Nekimi holdings, LLC
• Address: 20250514065844NAL0013996227001, 2024-01-01
• EIN: Unknown
• Plan Number: Unknown
• Industry: General Business
• Organization Type: Business Entity
• Participants: Unknown
• Plan Year: Unknown to Unknown
• Effective Date: Unknown
• Status: Active
• Assets: Unknown

Although some plan-specific details like EIN and plan number are currently unknown, you’ll need these for your QDRO paperwork. A QDRO cannot be processed without the correct identifiers. Plan administrators typically provide this information in their QDRO procedural guidelines or summary plan documents. If you’re unsure how to get them, that’s where experienced help such as PeacockQDROs can make a difference.

Too often, divorcing spouses assume their attorney will “take care of the 401(k) later.” But unless you take active steps—including getting a QDRO prepared, approved, filed, and served—the division won’t happen. Worse, if the participant retires or withdraws funds before a QDRO is in place, the alternate payee may lose their rights permanently.

Common Mistakes in 401(k) QDROs

We’ve seen these mistakes repeatedly in plans like The Cleaning Authority 401(k) Plan:

• Failing to specify which account type (traditional vs. Roth) the award applies to
• Dividing based on an account value that excludes loans, resulting in a lower-than-expected award
• Not verifying the vesting status of employer contributions beforehand
• Assuming the court order automatically ensures the funds are divided

That’s why we always recommend reviewingcommon QDRO mistakes before finalizing your divorce paperwork.

At PeacockQDROs, we’ve completed many QDROs from start to finish. That means we don’t just draft the order and leave you to figure out the rest. We handle the drafting, preapproval (if applicable), court filing, submission, and follow-up with the plan administrator. That’s what sets us apart from firms that only prepare the document and hand it off to you.

We maintain near-perfect reviews and pride ourselves on a track record of doing things the right way, including working with plans like The Cleaning Authority 401(k) Plan. With experience across a wide range of general business retirement plans and employer types, we understand how to address the unique issues that come up in employer-sponsored 401(k)s, especially when loans, vesting schedules, or separate Roth accounts are involved.

Not sure how long the process takes? Severalkey factors affect QDRO timelines, including how responsive the plan administrator is and whether the QDRO needs to be preapproved before court filing. We walk our clients through that every step of the way.

Whether you’re dividing an account with a complex vesting schedule or just trying to avoid tax surprises with Roth balances, a QDRO must be tailored to the specific terms of the The Cleaning Authority 401(k) Plan. Don’t leave it up to chance or assume your divorce decree covers it—it rarely does.

We’ve helped countless clients through this exact scenario, including many facing off against vague summaries or unhelpful plan administrators. That’s the value of working with QDRO experts.

Ready to get a QDRO drafted the right way? Start here:PeacockQDROs QDRO Resources.

If your divorce was in California, New York, New Jersey, Connecticut, Kansas, Missouri, Iowa, or North Dakota, and you have questions about qualified domestic relations orders or dividing retirement assets like the The Cleaning Authority 401(k) Plan, contact PeacockQDROs. We focus on QDROs and have successfully processed many orders from start to finish.

Get the answers you need—explore ourQDRO resources orreach out for personalized help if you’re in one of our service states.