Employee and Employer Contributions
The participant’s own contributions are always 100% theirs and available for division. However, employer contributions may be subject to a vesting schedule. If the participant is not fully vested, the alternate payee might not be entitled to the full employer match as of the divorce date. This is especially important if there’s been short-term employment with The bouqs company.
The QDRO should clarify whether the division will include only vested employer contributions or both vested and unvested amounts.

