Employee and Employer Contributions
The Syntrik LLC 401(k) Plan likely includes both employee deferrals and employer matching or discretionary contributions. These amounts may be subject to different rules. For example, employer contributions may be subject to a vesting schedule. If the employee (plan participant) has not met the years-of-service requirements, a portion of the employer contributions may not be “vested” and can be forfeited during divorce-related division. A good QDRO will clearly address this and define what portion, if any, the alternate payee is entitled to.

