Employee and Employer Contributions
In 401(k) plans like this, employees contribute their own earnings while employers (such as Superior thread rolling Co.. employees 401(k) plan) may offer matching or discretionary contributions. It’s important to determine:
- Whether employer contributions are subject to a vesting schedule
- How much of the account was earned during the marriage (the marital portion)
- If post-separation contributions should be excluded
Not all contributions may be divisible, particularly if they were made after the marriage ended or remained unvested at the time of divorce. We help clients calculate this accurately in the QDRO.

