Employee and Employer Contributions
To divide the Stride Learning Center 401(k) Plan fairly, you’ll need to distinguish between:
- Employee contributions: Usually 100% vested and available to divide.
- Employer contributions: May be subject to a vesting schedule. Any unvested amounts typically get forfeited when the employee leaves the company.
It’s important to request a current account statement and the plan’s Summary Plan Description (SPD) to understand how much is vested versus non-vested. Non-vested amounts cannot be awarded in a QDRO.

