Employee vs. Employer Contributions
In the Slingshot Connections 401(k) Plan, contributions may come from both employee salary deferrals and employer matches. The QDRO should clearly state whether the alternate payee receives a portion of:
- Employee salary deferrals only
- Employee + Employer contributions
- Only employer contributions that are vested
Unvested employer contributions typically stay with the plan participant unless otherwise agreed in the divorce settlement. Understanding the plan’s vesting schedule is critical.

