1. Employee and Employer Contributions
401(k) accounts contain both employee contributions (which vest immediately) and employer contributions (which often follow a vesting schedule). Knowing the difference is crucial during a divorce, as only the “marital portion” is divisible under a QDRO. Depending on when the participant was hired and how long they stayed with Show imaging Inc. 401(k) profit sharing plan & trust, not all funds will be fair game for division. At PeacockQDROs, we carefully analyze contribution history to ensure that only the appropriate amount is transferred to the alternate payee.

